Job Description

Here at Lower we believe homeownership is the key to building wealth and were making it easier and more accessible than ever. As a mission-driven fintech we simplify the home-buying process through cutting-edge technology and a seamless customer experience .

With tens of billions in funded home loans and top ratings on Trustpilot (4.8) Google (4.9) and Zillow (4.9) were a leader in the industry. But what truly sets us apart Our people. Join us and be part of something bigger.

Job Description:

Job Type : Full-time

Work Location : This role can be fully remote or hybrid at either our Columbus OH or Austin TX office.

Pay : $90000 - $% bonus

About the Role

Were looking for an experienced results-oriented operations leader to oversee and elevate the Appraisal department. This role will manage people processes and vendor relationships to ensure timely compliant and high-quality appraisal delivery that supports our companys growth.

The ideal candidate is a hands-on leader with strong mortgage operations experience who can streamline workflows partner cross-functionally and guide a team toward operational excellence.

What Youll Do

• Lead and manage the daily operations of the Appraisal department ensuring smooth workflows and efficient service delivery.

• Develop refine and implement processes that improve turnaround times accuracy and scalability.

• Partner with internal teams including Processing Underwriting Compliance and Vendor Management to optimize communication and reduce bottlenecks.

• Manage Appraisal Management Company (AMC) and vendor relationships holding partners accountable for quality and performance metrics.

• Monitor key performance indicators (KPIs) and report on departmental outcomes to senior leadership.

• Ensure compliance with federal state and investor requirements related to appraisal operations.

• Foster a high-performing engaged team culture centered on accountability continuous improvement and service excellence.

What You Bring

• 5 years of experience in mortgage operations appraisal coordination or vendor management.

• 2 years of leadership or management experience in a regulated environment.

• Strong understanding of the appraisal process and its impact on loan quality and cycle times.

• Proven ability to lead teams through change streamline operations and drive measurable results.

• Excellent communication and organizational skills.

• Experience using appraisal management or LOS platforms (Encompass Reggora Mercury etc.) preferred.

What Success Looks Like

• Efficient and predictable appraisal operations that consistently meet SLAs.

• Improved vendor performance and internal stakeholder satisfaction.

• Clear processes better accountability and reduced manual work.

• A confident motivated team operating with limited oversight.

Why Join Us

Youll play a pivotal role in strengthening one of the most important links in our mortgage ecosystem. This is an opportunity to lead at scale shape how appraisal operations support the business and leave a lasting impact on efficiency and client experience.

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status genetics protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws.

This policy applies to all terms and conditions of employment including recruiting hiring placement promotion termination layoff recall transfer leaves of absence compensation and training.

Required Experience:

Director

Job Tags

Full time, Work at office, Local area, Remote work,

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